TLDR
- IDX has filed for a new ETF that combines exposure to Bitcoin and Gold.
- The ETF uses a dynamic strategy to balance risk between digital and physical assets.
- It aims to maintain at least 80 percent of its holdings in Bitcoin and Gold-linked instruments.
- The fund does not hold direct cryptocurrency but uses futures, ETPs, and other derivatives.
- Secondary assets like Ether and silver are capped at 40 percent of the fund’s allocation.
Asset manager IDX submitted a filing on Wednesday for a hybrid exchange-traded fund focused on Bitcoin and Gold exposure. The ETF filing came shortly after the U.S. Federal Housing Finance Agency approved crypto asset use in mortgage assessments. This development aligns institutional interest with digital assets amid heightened market activity and evolving regulatory support.
Bitcoin ETF Inflows Surge in 2025
IDX proposed a dynamic allocation strategy between Bitcoin and Gold within its new Alternative FIAT ETF to manage volatility effectively. The ETF avoids direct coin purchases but uses futures, swaps, and exchange-traded products for Bitcoin exposure. It aims to provide synthetic and financial contract-based access rather than hold physical cryptocurrency.
The ETF also includes leveraged exposure up to 1.25x during standard market conditions, targeting consistent asset performance. It ensures at least 80% of assets relate directly to Bitcoin and Gold-linked financial instruments. The structure reflects increased demand for sophisticated crypto-backed products without involving self-custody or direct coin ownership.
Recent inflow data shows institutional confidence in Bitcoin ETFs continues to grow rapidly throughout mid-2025. Net inflows reached $500 million on Wednesday alone, following 12 days of uninterrupted investor interest. Total spot Bitcoin ETF inflows have now climbed to $50 billion since early 2024.
Gold Remains Core Allocation Focus
While Bitcoin drives attention, Gold remains equally central to IDX’s new ETF portfolio under its balanced allocation model. The strategy responds to global macroeconomic uncertainty, where Gold has shown strength alongside digital assets. IDX uses a volatility-based rebalancing system to manage exposure dynamically between the two assets.
The fund permits secondary exposure to assets like Ether, silver, and gold miners but caps their allocation at 40%. Under the fund’s structure, these supplementary positions are collectively categorized as “Reference Assets.” However, the primary allocation focus remains firmly on physical Gold and Bitcoin-linked derivatives.
IDX intends to use futures and commodity ETPs for Gold exposure, aligning with existing ETF risk controls. This approach supports investor demand for inflation-hedging assets amid volatile monetary policies. The firm emphasizes measured exposure while maintaining alignment with broader commodity benchmarks.
Crypto Mortgage Rule Boosts ETF Momentum
The FHFA issued a new rule on Wednesday allowing Bitcoin and other cryptocurrencies in mortgage reserve calculations. Borrowers can now list digital assets held on regulated U.S. exchanges without converting them into fiat currency. This change directly supports broader acceptance of digital assets within federally regulated housing finance evaluations.
The announcement marks a major shift in risk assessment, previously limited to fiat and traditional investments. It adds legitimacy to crypto holdings, especially during mortgage underwriting. Industry leaders recognized this as a meaningful step for integrating digital assets into mainstream financial systems.
This rule change coincided with IDX’s ETF filing, signaling growing alignment between regulatory bodies and asset managers. Both moves reflect expanding use cases for cryptocurrencies across multiple financial sectors. Institutional products and lending policies are now adapting to digital asset adoption faster than before.
