Could Moody’s (MCO) AI-Powered Workflow Push Signal a Shift in Its Long-Term Competitive Edge?

• On September 16, 2025, Moody’s introduced Agentic Solutions, a new suite of AI-powered decision analytics tools designed to automate and optimize knowledge-intensive workflows, targeting organizations operating in highly regulated sectors.
• This platform leverages Moody’s dataset of over 590 million global entities, bringing together more than 50 domain-specific AI agents to deliver transparent, auditable, and executive-ready insights across finance, risk, and strategy functions.
• Now, we’ll examine how Moody’s launch of Agentic Solutions and its focus on workflow automation may shift its investment narrative.

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Moody’s Investment Narrative Recap

To believe in Moody’s as a shareholder, you need to subscribe to its vision for leadership in AI-driven risk analytics and workflow automation, while accepting that the biggest opportunity lies in capturing larger shares of the private credit and regulated sectors. The recent Agentic Solutions launch reinforces Moody’s automation and data strengths, but does not materially change the main short-term catalyst, which remains ongoing demand for advanced analytics in private credit, nor the most pressing risk of competitive pressure from other AI and alternative data providers eroding Moody’s traditional edge.

Among recent announcements, the Diald AI partnership stands out for how it integrates Moody’s extensive data with AI-powered qualitative insights, streamlining investment processes for commercial real estate. This collaboration underpins the same catalyst sparked by Agentic Solutions: Moody’s ability to commercialize its proprietary datasets and automation, potentially reinforcing its value proposition in high-value, workflow-heavy end markets.

Yet, while Moody’s is staking its future on intelligent automation, investors should also be aware that growing customer adoption of internal AI tools could…

Read the full narrative on Moody’s (it’s free!)

Moody’s narrative projects $9.0 billion revenue and $3.0 billion earnings by 2028. This requires 7.3% yearly revenue growth and a $0.9 billion earnings increase from $2.1 billion currently.

Uncover how Moody’s forecasts yield a $545.50 fair value, a 13% upside to its current price.

Exploring Other Perspectives

Private investor fair value estimates from the Simply Wall St Community for Moody’s range from US$251.06 to US$545.50 across 13 viewpoints. With new AI offerings accelerating automation, the discussion around Moody’s competitive moat and pricing power remains essential, see how other investors are weighing these factors.

Explore 13 other fair value estimates on Moody’s – why the stock might be worth 48% less than the current price!

Build Your Own Moody’s Narrative

Disagree with existing narratives? Create your own in under 3 minutes – extraordinary investment returns rarely come from following the herd.

Interested In Other Possibilities?

Early movers are already taking notice. See the stocks they’re targeting before they’ve flown the coop:

This article by Simply Wall St is general in nature. We provide commentary based on historical data
and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your
financial situation. We aim to bring you long-term focused analysis driven by fundamental data.
Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.
Simply Wall St has no position in any stocks mentioned.

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